Privacy Policy

This online tool is operated by Health Access MN (“Health Access MN”, “we” or “us”). This privacy policy (“Policy”) explains how personal information is collected, used, and disclosed by Health Access MN with respect to your use of the MNformation.org web site so you can make an informed decision about using the Site.

This website is operated by Health Access MN to help you better understand your options under the Affordable Care Act (ACA), connect you with local help to answer any of your questions, and help with MNsure. MNsure does not own or manage the privacy controls on this website. If you have questions about MNsure privacy practices, please visit www.mnsure.org/resources/terms-conditions.jsp.

We reserve the right to change the provisions of this Policy at any time. We will alert you that changes have been made by indicating on the Policy the date it was last updated. We encourage you to review this Policy from time to time to make sure that you understand how any personal information you provide will be used.

 

What Personal Information Do We Collect?

 

Active Collection: Personal information is not collected when you visit our Site. We do not collect the information you voluntarily provide to us when you use the tool on our Site. Such information may include personal information, such as your name, birthdate, gender, income and pregnancy status.

Passive Collection: When you use our Site, some information is also automatically collected, such as your Internet Protocol (IP) address, your operating system, the browser type, pages viewed, the address of a referring web site, and your activity on our Site. If you access the Site from a mobile device, we may also collect information about the type of mobile device you use and the type of mobile Internet browsers you use. We do not combine this information with any of the active collection information mentioned above. It is used in the aggregate only.

We may also automatically collect certain information through the use of “cookies” or web beacons. Cookies are small data files stored on your hard drive at the request of a website. Among other things, cookies help us improve our Site and your experience. Information obtained from cookies is not linked to personally identifying information. If you wish to block, erase, or be warned of cookies, please refer to your browser manufacturer to learn about these functions. However, if you choose to remove or reject browser cookies, this could affect certain features on our Site. Web beacons are small, invisible graphic images that may be used on the Site or in emails relating to the Site to collect certain information about usage and program effectiveness and monitor user activity on the Site.

Analytics Services Provided by Others. We may allow others to provide analytics services. These entities may use cookies, web beacons and other technologies to collect information about your use of the Site, including your IP address, web browser, pages viewed, time spent on pages, links clicked and conversion information. This information may be used by Health Access MN and others to, among other things, analyze and track data, determine the popularity of certain content, and better understand your online activity.

What Personal Information Do We Share With Third Parties?

It is our policy not to share the personal information we collect from you through our Site with third parties, except as described in this Policy or as otherwise disclosed on the Site. For example, we may share personal information as follows:
•    with vendors and other service providers who are engaged by or working with us and who need access to such information to carry out their work for us;
•    when we believe in good faith that we are lawfully authorized or required to do so or that doing so is reasonably necessary or appropriate to comply with the law or legal processes or respond to lawful requests, claims or legal authorities, including responding to lawful subpoenas, warrants, or court orders;
•    when we believe in good faith that doing so is reasonably necessary or appropriate to respond to claims or to protect the rights, property, or safety of Health Access MN, our users, our employees, our volunteers, copyright owners, third parties or the public, including without limitation to protect such parties from fraudulent, abusive, inappropriate, or unlawful activity or use of our Site;
•    to enforce or apply this Policy, our Terms of Service, or our other policies or agreements; and
•    in connection with, or during negotiations of, any merger, reorganization, acquisition, asset sale, financing or lending transaction or in any other situation where personal information may be disclosed or transferred as one of the assets of Health Access MN.

We are not responsible for the actions of any service providers or other third parties, nor are we responsible for any additional information you provide directly to any third parties, and we encourage you to become familiar with their privacy practices before disclosing information directly to any such parties. Nothing herein restricts the sharing of aggregated or anonymized information, which may be shared with third parties without your consent.